Stay at the Scene.
Never flee an accident, even if it’s just a bump. You never know what small internal problem may have happened.
Call the Police.
Even if it is a small accident with no injuries. Getting a proper police report will help with any insurance claims that need to be made. When a police report is made, it allows for accurate information after the accident, when people may have forgotten key details or try to take advantage.
Protect the Scene.
Make sure that the area the accident occurred in is safe and secure and that no other accidents might be caused. Turn your emergency flashers on, set up cones, or use a flashlight to deter traffic until the police can arrive.
Since you’ve called the police (step 2), make sure that you give them all of the details of the accident to the best of your memory. Don’t leave anything out or skirt over any information no matter how insignificant, it might be helpful in the long run. Don’t guess or fill in information that you aren’t 100% sure of. You never know what might be harmful or helpful when it comes time for the insurance claim.
Use a camera or your cell phone to document the damage. When you take photos of the accident you have indisputable evidence of what kind of damage occurred. Not only should you photograph any damage to all cars involved, but you should also photograph the scene and most importantly any physical injuries you may have sustained during the impact. This is something you can be doing while you wait for the police to arrive to take the accident report.
Exchange Information with all Parties Involved.
While you take photos and wait for the police to arrive, exchange insurance and contact information. If any witnesses stopped it is important to get their contact information as well as their statements might come in handy later on.
Make a Report.
Contact your insurance company directly after the accident to let them know what happened. They will tell you what your next steps will be. Find out what kind of coverage you have and what medical expenses it will cover.
Receive Medical Attention.
Far too often individuals think they are okay or that their injuries are minor, and then they go home or wake up the next morning with severe pain they didn’t realize they had. Even if you feel the slightest thing wrong, it’s important to get looked at.
Keep a File.
Car accidents don’t always end after your car is towed away and repaired. They can linger and often times result in lawsuits and can drag on for years. Keep detailed and accurate records of everything that happens. Begin with the accident photos and a copy of the police report. Keep any medical bills, any contact with insurance companies and repair shops as well. Fully document everything that happens with the accident until it is officially over.
Protect Your Rights.
One of the best things you can do for yourself after an accident is contact your attorney. Having legal advice will help keep you protected and not allow any parties involved to take advantage of you. Most attorneys work for free until there is a settlement and then they take a portion of that; so you won’t have to worry about incurring legal expenses before you are able to pay them.
The most common type of collision repair that is needed is cosmetic damage repair. This typically occurs when you have a fairly small car accident, like a fender bender or similar. You often see a lot of cars cruising around with dented in doors, missing bumpers, or...
We’re well into spring, and summer is just around the corner. That means your car is going to be getting a nice coating of dust due to desert storms and wind. Now is the best time to break out the washcloth and add a bit of shine to your vehicle. Upholstery Upkeep...
Owning a car can be a great experience, and one we often take for granted. That is, until someone rear ends you or causes auto body damage. Then it can be an incredibly frustrating and expensive asset to own. And finding a car repair shop in Pea Ridge, WV can be...
Is your car in the shop? We know it can be a total bummer. It’s rarely that your car is in the shop for something fun like a new paint job that you chose to do, it’s usually due to a collision or some other kind of necessary repair. So what can...
You've traveled far and wide and now you just want a spot to set up your camp, right? Or maybe you live in town and just want to take a "stay-cation" and get back in touch with nature. Either way, we've got three great campgrounds for you to choose from. Who doesn't...
Who doesn’t love a good weekend drive? West Virginia is flush with amazing, windy, curving mountain roads. So why not plan a nice drive for the weekend and experience what West Virginia has to offer? Here are four of our favorite scenic mountain road trips to take...